In this Photoshop Tutorial you will see how to make a transparent text and background effect in seconds. The tutorials is for beginners so all you need to do is open up your image and after that create two layers the first one filled with white color or whatever color you like, then write your text on the other layer and simply merge them together. Now with the Magic Eraser Tool just erase the letters in your text and if you want you can lower the opacity of the layer. And you are done 🙂